Wednesday, July 14, 2021

Things To Remember When Buying Subject-To Property | Lou Brown

What are the things that you need to learn when buying a property using a subject-to strategy?

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For more valuable information click on this link and watch the complete episode: https://youtu.be/FUNhhxiFVhM- “Seller Finance Confusion? Best Lease Option Strategies? Lou Reveals All”

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Scott Paton:

Carlton has another question, on the subject to, are we assuming the payments for the existing mortgage? Would we be paying the lender directly? It would seem so since we now have the deed.

Lou Brown:

Absolutely. So, you would take over the payment on that property and you would make sure that you are making that payment. And what you are doing is blessing your seller because you’re helping their credit. Some cases we’re buying properties, where the seller’s behind sometimes significantly behind. We’re bringing those payments current that helps the seller’s credit. Now, we’re going to be making those payments on time and that’s going to help the seller’s credit on an ongoing basis. Definitely you’re going to be making the payments. You’re going to be making them directly to the lender. If the seller wants to confirm that those payments are being made, they have access to the account just like you do. So you would be, they would be able to go in and see that those payments are being made.



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